Business Credit Building — Biz Capital Depot
Business Credit Building

Aged Corporations for Sale — Get Up to $350,000 in Funding

When you use aged business funding, lenders need to see a real, established business — not a shell company. Every aged corporation we offer comes fully set up with an active business credit profile, ready to put toward funding.

Funding Potential by Corporation Age

Under 2 yearsUp to $100,000
2 yearsUp to $150,000
3 yearsUp to $200,000
4 yearsUp to $250,000
5 yearsUp to $350,000

How to Set Up an LLC or Corp for Business Credit Card Funding

Follow all the steps below, in order. Skipping a step is one of the most common reasons applications get denied.

The Foundation

Set Up Your Business the Way Lenders Expect to See It

Before a credit bureau or lender will extend business credit, your business needs to look — and function — like a real, standalone company.

1
Gmail
Step One

Create a Business Gmail Account

Set up a dedicated email account for your business — never use your personal email. A business-only inbox keeps your applications, statements, and correspondence organized, and it's one of the first things lenders and credit bureaus check for consistency.

Why it matters: a business email that matches your company name signals a real, operating business rather than a side project.
Create a Business Gmail Account
2
Virtual Address
Step Two

A Physical Business Virtual Address

Most credit bureaus and lenders require a real street address — a P.O. box won't qualify. A virtual address gives your business a physical mailing address without signing a commercial lease, and mail gets scanned or forwarded to you.

Important: use this same address consistently across every registration, listing, and application from this point forward — mismatched addresses are one of the fastest ways to get flagged.
Get a Virtual Business Address
Business Activity Code

Know Your NAICS/SIC Code — and Why It Matters

Every business gets assigned a NAICS or SIC code that classifies what your business does. Lenders and credit bureaus use it to sanity-check your application, so it needs to match the rest of your business profile — and everything else about your business needs to line up with it.

What Bureaus Check for Consistency

  • Business name and DBA
  • Business address (must match everywhere)
  • Business phone number
  • EIN
  • Business bank account
  • Incorporation date
  • NAICS/SIC code
  • Business licenses, where required

Common Reasons Applications Are Denied

  • Mismatched addresses across registrations
  • Using a personal cell number instead of a business line
  • No online business listings or an inconsistent listing set
  • No EIN, or EIN not yet reflected with bureaus
  • Applying before the business has any credit history established
3
LLC / DBA
Step Three

Register Your LLC and Get a DBA

File your LLC or corporation with your state, and register a DBA if you're operating under a name different from your legal entity name. Use the same physical/virtual address and registered agent service you set up in Step Two.

Note: if you're buying an aged corporation instead of filing new, we handle this registration step for you as part of the purchase.
Get Help Registering Your LLC or DBA
4
IRS EIN
Step Four

Get an EIN Number

An Employer Identification Number is your business's equivalent of a Social Security number. It's free and instant to apply for directly through the IRS, and it's required before a business bank account or business credit file can be opened.

Tip: if you bought or foreign-filed an aged corporation, make sure a new EIN is applied for and tied to that entity.
Apply for an EIN — Free via IRS.gov
5
Business Line
Step Five

Set Up a Business Telephone Line

Get a dedicated business phone number rather than using your personal cell — most virtual phone services can set one up in minutes and forward calls to your existing phone.

Why it matters: a business listing tied to a personal cell number is one of the quickest ways to get flagged as inconsistent.
Set Up a Business Phone Line
6
Foreign Filing
Step Six

Foreign File Your New LLC or Aged Corporation to Your State

If your entity was formed or purchased in a different state than the one you operate in, it needs to be foreign-filed with your home state before it can hold local licenses or a local business bank account.

Note: requirements vary by state — a funding specialist can confirm exactly what your state requires.
Get Help Foreign Filing Your Entity
7
GoDaddy
Step Seven

Website Domain & Professional Email

Register a domain that matches your business name and set up a professional email address on it (name@yourbusiness.com) rather than a free consumer email. This is one of the most visible signals of legitimacy to anyone reviewing your file.

Register Your Domain on GoDaddy
Want your professional website live, with hosting, in 48–72 hours? We can build it for you.
Website Build Service

Order Your Domain, Professional Email & Digital Marketing Website

Tell us a few details below and we'll register your domain, set up your professional email, and get your digital marketing website live — in 48 to 72 hours.

Here is the information that we need to get your webite done

  • The domain that you want. We will register the domain and give you to two professional email address, hosting and security certificate for ONE YEAR. Yearly renewal fees after that. ( estimated at $150.00 )
  • Your Personal Address for your Business ( Business Physical address for those that have one )
  • 3. The telephone 800 number of your business
  • The gmail email that you created for your business

OUR PROFESSIONAL WEBSITE OFFER:

  • Get domain and SSL certificate for ONE year
  • Get TWO emails for ONE Year
  • Get Hosting for ONE Year
  • A Professional DIGITAL MARKETING WEBSITE for One Year.
  • Price: $1000.00
8
Moz Local
Step Eight

Web Local Citation Building

Sync your business name, address, and phone number (your "NAP") consistently across the web's major directories. Consistent citations are one of the strongest trust signals for both search engines and business credit bureaus.

Manage Local Listings with Moz
9
Business Listings
Step Nine

Build Out Your Business Listings

Get your business listed across the major online directories — this is a separate, complementary step to your local citation work, and it further reinforces that your business is real, active, and reachable.

Submit Your Business Listings
10
Google Business Profile
Step Ten

Claim Your Google Business Listing

Set up and verify your free Google Business Profile with your matching business name, address, and phone number. This is often the very first place a lender — or a potential customer — will look you up.

Claim Your Google Business Profile
11
Dun & Bradstreet
Step Eleven

Get a D-U-N-S Number

A D-U-N-S Number is Dun & Bradstreet's unique identifier for your business, and it's the foundation of most business credit files. Registration is free directly through D&B, though it can take several weeks to process.

Request Your D-U-N-S Number
Round Out Your Credit File

A Few More Tools Worth Setting Up

These aren't required in order, but each one strengthens your business credit profile further.

Vendor PaymentsMelio Payments
Set Up Melio
Business IdentityDun & Bradstreet Number
Get Your Number
Credit BuildingNav Prime — Build Business Credit
Explore Nav Prime
Do This FirstOpen an Online Business Bank Account
Open a Business Bank Account
Ready When You Are

Not Sure Where to Start? We'll Walk You Through It.

Whether you're building from scratch or buying an aged corporation, a funding specialist can tell you exactly which steps you still need.